Emma Berenguer Cárceles

Associate Professor of Finance.

Licenciada en Administración y Dirección de Empresas (1999)
Especialidad Dirección Financiera. Universidad Complutense de Madrid (C.U.N.E.F)

Doctora en Ciencias Empresariales, Universidad nacional de Educación a Distancia (UNED). Tesis Doctoral: “La Estimación de la Estructura Temporal de Tipos de Interés: Metodología y Aplicaciones”

Programa de Desarrollo Académico (PDA), promoción 2016-2017 SanTelmo Business School.

With extensive teaching experience, since 2000 she has taught various undergraduate and postgraduate courses in the quantitative-financial area at several universities (ICADE, UNED, Colegio Universitario Cardenal Cisneros, and Universidad Pablo de Olavide) and degree programs. Since 2010, she has been an Associate Professor with a PhD in the Department of Financial Economics and Accounting at the Universidad Pablo de Olavide (Seville), where she is the academic coordinator of the Official Masters in Finance and Banking.

She is a visiting professor at several European universities: West Attica University, Athens (Greece), and DHBW Villingen-Schwenningen, Baden-Württemberg Cooperative State University (Germany).

In 2008, she began her relationship with San Telmo Business School as a research assistant and since then, she has been collaborating in the writing of cases, several technical notes and performing consulting and research tasks, in addition to teaching sessions in different programs.

As a member of the Banking and Entrepreneurial Finance (BANEF) research group at Universidad Pablo de Olavide, her main current research focus is on small and medium-sized enterprises. Access to finance and the presence of women as executives are the main focuses of her current research lines.

Informe de Investigación. Cátedra Mujer, Empresa y Sociedad. SanTelmo Business School, 2021 “El acceso de las mujeres a puestos directivos: barreras y palancas”

Financiación PYMES
• Berenguer, E., Faces, F., and Soto- Araneta, M. (2013). “Caso práctico Imaginarium. Las fuentes de financiación en el ciclo de vida de las pymes”. Harvard Deusto business review, (229), 74-82.
• Soto-Araneta, M. A., Téllez-Valle, C., and Berenguer, E. (2013). El comportamiento de la liquidez de valores de Pymes en un mercado alternativo bursátil. Atlantic Review of Economics, 2.
• Moreno-Moreno, A., Berenguer, E., and Sanchís-Pedregosa, C. (2018). “A model proposal to determine a crowd-credit-scoring”. Economics and Sociology, 11(4), 69-79.
• Moreno-Moreno, A., Sanchís-Pedregosa, C and E. Berenguer. (2019)"Success Factors in Peer-to-Business (P2B) Crowdlending: A Predictive Approach," in IEEE Access, vol. 7, pp. 148586-148593.
• Sanchís-Pedregosa, C., Berenguer, E., Albort-Morant, G. and Sanz, J.A., (2020). “Guaranteed Crowdlending Loans: A Tool for Entrepreneurial Finance Ecosystem Sustainability”. Amfiteatru Economic, 22(55), pp. 775-791
Gobierno-Pymes-Género

• Berenguer, E., Giráldez, P., & Cardone-Riportella, C. (2016). Managerial positions of women in Spanish exporting SMEs. Spanish Journal of Finance and Accounting/Revista Española de Financiación y Contabilidad, 45(3), 300-326.

• Giraldez-Puig, P., & Berenguer, E. (2018). Family female executives and firm financial performance. Sustainability, 10(11), 4163.

Profesora especializada en Finanzas. Profesora invitada en West Attica University, Atenas (Grecia) y DHBW Villingen-Schwenningen, Baden Württemberg Cooperative State University (Alemania).

En Noviembre de 2020, la Universidad Pablo de Olavide me otorgó la “Mención de Excelencia Docente” , este título reconoce la calidad y excelencia en la docencia en los últimos 5 años y se concede a través de la participación en el Programa DOCENTIA-A-UPO.

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Areas of interest

  • Financing Alternatives for Small and Medium-Sized
  • EnterprisesWomen and Corporate Governance.